Cyber security is a huge issue for many major businesses, as well as the average home computer user. The problem with it is the fact that many of the security measures that people take, are not tangible. This leads them to incorrectly believe that these security measures are not as important as they could be. The reality is that cyber security is often more important than home or office security. As online technology as increased over the years, so too have the methods used by cyber criminals to illegally obtain money and identities. Here are some of the ways for you to identify computer scams before they have a chance to ruin your career or life.
Phishing schemes are perpetrated by teams of people who have a central purpose for obtaining goods and services illegally. They often implement them to get personal information from people so that they can open new credit accounts in that person's name. However, they have no intentions of paying the bills on these accounts. A phishing scheme is most often sent via email. It will contain a simple set of instructions to follow, and they usually have a link to click. They come in the form of fake website and computer updates.
Fake fund raisers are a huge problem in not just the UK, but also the entire world. These fund raisers are often set up during times of crisis, such as a major weather event like a hurricane, tornado, or earthquake. As awful as this concept sounds, it is a very real issue. Identifying them might be tricky, but it pays to do a little bit of investigative work so that you know exactly where your money is going. Often, the charities that the money is supposed to go to, do not exist at all.
PayPal accounts make payments much easier when you are buying goods online. Legitimate websites like eBay use them so that customers can buy and sell products efficiently. Websites like eBay can be trusted with your PayPal account, but you have to make sure that you do not share any password information when you use it. Similar to a social media account, PayPal accounts have usernames and passwords that are easily discovered if they are not hidden, or they do not have a quality password. Protect your PayPal account, and make sure that the bank you link to it does the same thing exact thing.
The old saying, "if it is too good to be true, it probably is," is a correct statement. People often get suckered into incredible deals, only to find out later that the deals never existed in the first place. Major clues to these types of scams include upfront money requests and requests for personal information. This type of interaction with someone online is a key indicator that the person on the other end has hidden motives. Never trust a person or business online if they try to obtain any personally identifying information.